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165 W Lincoln Street , Seneca, IL 61360.
Welcome to this charming 4-bedroom, 1-bath home situated on nearly half an acre at the quiet end of West Lincoln Street in Seneca! Offering approximately 1,845 square feet of living space, this two-story home is filled with character, featuring beautiful original woodwork, a classic staircase, and vintage radiators that showcase its timeless appeal. Newly refinished hardwood floors throughout much of the main level bring fresh life to the home's historic charm. The spacious layout includes a separate dining room, comfortable living and family rooms, and convenient main-floor laundry. Upstairs, you'll find four bedrooms with plenty of room to make the space your own. The full basement provides additional storage, while the generous 0.47-acre lot offers ample outdoor space for entertaining, gardening, or simply relaxing. To make this opportunity even better, the seller is offering a $5,000 flooring credit, giving buyers the flexibility to choose flooring that fits their personal style! With its combination of original charm, recent improvements, and room for further customization, this property is ready for its next chapter. Schedule your showing today!
MLS ID: 12794862
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165 W Lincoln Street , Seneca, IL 61360.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $180,000 | $180,000 | $180,000 |
| Down Payment | $36,000 | $6,300 | $45,000 |
| Monthly Mortgage Amount | $946 | $1,161 | $1,167 |
| Taxes | $251 | $251 | $251 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,296 | $1,590 | $1,517 |
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